%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 37 0 R 59 0 R ] /Count 3 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 14 0 R >> /XObject << /I1 10 0 R /I2 11 0 R >> /ExtGState << /GS1 15 0 R /GS2 16 0 R >> >> /MediaBox [0.000 0.000 612.000 792.000] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 3.0.0 + CPDF) /CreationDate (D:20241222051900-05'00') /ModDate (D:20241222051900-05'00') /Title (View PDF) >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 12 0 R 17 0 R 19 0 R 21 0 R 23 0 R 25 0 R 27 0 R 29 0 R 31 0 R 33 0 R 35 0 R ] /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 1998 >> stream xWr7}WK*j<_t j_0׊a%-F=qAџP3}џۈ̄?8HII,!"Thu0:vL4-QC=> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 4285>> stream xy|Ek& ;!7 $ppSEQ^.xP(D"¡Q9 I d03:;=3BxzoWW?]U=nv.vjKLT nMgohA BVb) Tõ;LI SϙR_Rn &DkwzѤ.X =Ig5Amh;-Y:d30w+ &ֵa߄"BRljr[Lo.xb`?*ᵉ5;Xz:ηZk2r7˞ S0?{FSwyVp<3mnuJaQ1ljӝ Kk嶼aEvTQhd7W-P0iMTϱ >XxZZN^XԡSNq,);!A|Ask壗F&{ˀOtj~j>/N=ڡ9+"oeT#15-,5]\)Hm[ʼn1njFcUU,)_S[3pG) r˟u|h٠l׽*QO*m2 9'lgLsse2g%T+x-v,Č*dr`y~ȹ 椙lq&=̕dVQCEדzf*TIXvyix(ﾧ#ta3ML7(Ԯ̄Pv`#`I# ؙPWv8< F^sa:ٴZ9Lָn7;u/>'A!Ѱ°+b-a%%²Ѣ]*lD;:JX.$<*i ,d:dTA3w s3lY旮]&uuSZȈ E+h'>lrœ}_Ư,:{\ ̞3GsKqkgvϻp|͸,0}ԭV|ʻ]v$ uS$ac뫂[[{~r`< G-wp% ՄXy[I@%XZsO {,Wq콖÷( ,b,m/;DEVõ*x $ x=\7JTuZ{4ͷ}c+O-1_W~h@p4KZ%o@3֛@XVTe94ob#pc_g2kt1o.tX<ψZV'eM%ـ6` _RpH q3>7"7<6uP 5`w}]^`8*Gx˜7VʠY*72Y`o;LI"YTڕyv~{*bqqtEqwVJ-^nV#1?<.$GͿ.&'1y1Z<Em$ppx$`]pC«bHٟK=G%tR Uvep&x{;w##ԀE ,Uغs@̐8{)F%0pxc!݇#h"So-TR1ZݠAU.XK"eU3nf"},|3}裠,n40Sns:HSN$X&`elS`>;SV ~qf0Xp50 bE J[-IJC˲Ühlm+`ƍ.y 0_[5:hEML~G^ʢ\fDlzv_F`>Y򴯴46 ::`TzQjI2TOr'.~ۀiXL7WT]ZG`:?'02Fa&Nn=0Ʋf|I r.Y!0Kqo;1R&4-Wک-"_|S"Zπ9NV.à.œS~\U^cӭ? j5[ł\y=*~H&lZ рߕ$`pXCd|<c mr ,'m$xq8.?ڔY%lRC|C9G  v/_k/c3]W;0;dlu\ף.~gp6U"Xn_5+7oϥ'ݷk©76d\/5L,ٝ3/Pbl#rG煻O^5YF+Yl;OǦ}M]wj~)t|so9:)t1{5u0k L Zx{ w_Ϫ4g4}?fKEvWi+# siM30.,ixxYjVլf5YI&d0T-T FOźS@Ё$f%RX6}zfj/8cM^}NOK[3S/}7L gb-&盛#|n&P8>ijYպ!Zh~6y(W5CڀE:u]JYmQd~ ;mߵ'<4Mv)G9I[}C\*$sHj0Bl n~R ,!t00t*\5W࣢kZTT^w[6k F!2@D }C&#"H`|(0P4+n֞4 p3 `` VڇidW?#b#SqlUs=;/rW`!GIz7 ' 0i?wa(y2{`:OKE-` 2& k%|m-X1V(y2"$4oC[ўY3׿aw$RS@cEF\ )ۈE~Cף)0gpb`˜qs`u(S-㿩3Cw& M, !?#x2`"76G)f@{kM~|7OWB?+BL~װ  EjaW>o1'> ګ endstream endobj 11 0 obj << /Type /XObject /Subtype /Image /Width 304 /Height 78 /SMask 10 0 R /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 3 /Columns 304 /BitsPerComponent 8>> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 7576>> stream x]leuks/g3,ΐt4*7ҌXRCʈmC>>&-ˠ4ҌȊd,7Ա<$Chї5W9^9Bsu>}Y{>OX`vG8t%Ωˤ[1MsjqIWCGӨQ/2LC1O5VBqf?H7jXnx6h~0)n؆B';L `8 Iǟj<݈An1CmɐB ra9 ^@ oс t@[sJrU` в!/ W!(((A Pqai>f 8YA`7A !PU5 f/0se9Q~u'AA 5XDB&H `u!OKTl?[[=>{1$$g@ @ȉ6!^Ԅ R 9ũMlMa)QLBOPCM b")H͘[dGk9=+* JPS)>!0Ŧ|6߆N C<15 xW4@E^Qg_ 3qPY:7Z3  ~.f1 @"*>c<W7\?v%*'.=3r˘!(=>1 AE'H*+_ñw i@`{)TR)Pg{?G\InO@ee8S1)Ƽ- HlWGI=~Ч9963$ &xbgzATob~XiP~qJXXK J\w2']Tj4H/nqHGjd+44A*`LB8_P18# P1z{ҷc^-MS#b.` bC0 80>o7uG0koxg"HQQkng_Geev\Zی2=N~E^oWx.CV^=3'{3~_mϿwRc \k[˭;n'#d&`ƵDV\ۗjY=DL1)?`TM4;DB\sTBY=+n_~fT_M5&ї!o&C,t$O 4_ LtD E'>/LyRG#D 2Ix7'֜{PǾc<׍R h4-6cHfo --BF9{S!axi3f!_)Q~\_,+E˷v[L n9x\. Q8T/) 癙K@nl8n"^hE_|\4ez4vnKqےD!vN2] ;R(`hgRc~9c)ǐ v~h %`AB&z,jb^Ă`/: $}M ˡANϑVN,uEZtJٹn2TH7_'srMV ^dגݾY6zrbe*Gݧb XJOj%9ҧ/J:7E1]1A>3O9>=>75,ׅj@S =(Zǃ$6v>-0ijٕO/ճܼa>'궘o8%{fC?AxetŵdWKs.0{wDK8T%Ot5' \.L xwx9.Fsʘ ŽHilakqAڽu}!oLAjA1 Ytdb3qcyyxh薢!.b&|G hm󫷹7jL{-tURʰxNbi,i9M˷ |80"eiW5Uo8 #лGPS5SC654fHhr4US1DbA`F;a}//Ӫma@5~C; ,m"(>ŝHrViX_IC.3;Ǚ@xs}tzi]( |{cczjQ$7 hṳE +GxHĴr}|% m^) ,LU.K#µ^:Yl-Yz-Gٗd3Ǚ5|{PNG82ÅRUMxGuH;8C,Ѥ9jcc&Wc_릝cOe-T/Gx$XA`"l zvVɦw)OPf`}Fm1߯vckƞnI s,JL$hJD$' d1 $R\[}X'\d_Aن5 6Ez'yL9K/7o㘬Uk12h@$1s"J9ƙL2 4(MＭyw3=OgKDc9cAxl F'=Q㉧=sH{uSkh\8a'vu.H1;@oK9Kw avѴ,E‚ zA@iyߢG2V?oW+iU59^U:dE3lI4A*%ɌIN2IngK"hL.o/^ޓZہ6⥑%Y5C+|e}:" BiE|LUw̙ xD-&ςXk^a3L[iʕ-?:"ΒVuvF2#;Vyf9Y/;έ8JTw8Ǵ`ޱ"zE/Y~lz`;m\Ǔ5쿖uŖUe X7X9YvG\f&Zm@ :}++;CYQ/0ћM|ʑ?|c>1-NYŨ[#8[ی,~wU*; [4phtS>®ٞm/*ѥ鴥_Ԭi?39J9ʺ9;<NbCqzck*o,yRHiƫRN I,ڔ]v򁥇MO޻k+4H$@$ģB`xAذ9?8i:r3$l1beMJ˼ 錻yF튙C݋`V-W9wfkq[>N,la#sPV=}02 "qF/-ϣ?{$\| 3ak<;xR1,&` < ( ,6Yq<(Q#FXS؍*l 'TwX=IWxK= e*)Y4**M*Wf׵2|+ȳt8pL,Y익^݈!fZ+Vd/Nv*rxyc̡diHCyTٰm s]nef8r4Hqwڹ 3:SJ.q fj`=  LѢÇU؞YDl7eT(3)RBտmM͠Nz5/(U*]ⱝ+|U guZJ[f5Oe*Ezh|\{+IT@ۗ8 (+{y8Nb+ࣀ"XhKLbgE7M8iFѬA)ztHϷ܊k5/ a}MS jd} vо,$+]\R~yH K:P z#0,|3 /5p8C wۍm21eG׸Yjj;:J8)Z#P̌< B+zԮy ɔ4!*Z\坲eBe$!!ϯ@Ώnqˣ֑Q1trFG&b6g0iV"CSdvE`kJYc1[U1W/AJT#R“11p1FXsT( RdAe`}9Z! zm ǼbrPyz ہ e9pEy>dy!!EsK )+$E>\~š 4ګM~'Hjye!v֘ɬif XY8` qsݦ#gJV.Hǻ.0;f(A& Z<91fqgo2k N%Z=cvq xbjޝ;.pyHGcX%&.*Mi?CNxR*I@_OM2* E9_V?_IòG6ER@-H? endstream endobj 12 0 obj << /Type /Annot /Subtype /Link /A 13 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 646.6843 82.0157 694.6843 ] >> endobj 13 0 obj << /Type /Action /S /URI /URI (/print/pdf/node/16971) >> endobj 14 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 15 0 obj << /Type /ExtGState /BM /Normal /CA 1 >> endobj 16 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 17 0 obj << /Type /Annot /Subtype /Link /A 18 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 637.8115 144.6677 649.6915 ] >> endobj 18 0 obj << /Type /Action /S /URI /URI (/insights/auto-physical-damage-0) >> endobj 19 0 obj << /Type /Annot /Subtype /Link /A 20 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 534.9763 135.3317 546.8563 ] >> endobj 20 0 obj << /Type /Action /S /URI /URI (/node/13466) >> endobj 21 0 obj << /Type /Annot /Subtype /Link /A 22 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 503.7511 119.4351 517.6507 ] >> endobj 22 0 obj << /Type /Action /S /URI /URI (/ryan-mandell) >> endobj 23 0 obj << /Type /Annot /Subtype /Link /A 24 0 R /Border [0 0 0] /H /I /Rect [ 119.3357 391.7851 194.3357 403.6651 ] >> endobj 24 0 obj << /Type /Action /S /URI /URI (https://www.propertycasualty360.com/2020/08/25/fitch-first-half-2020-saw-record-drop-in-auto-claims/) >> endobj 25 0 obj << /Type /Annot /Subtype /Link /A 26 0 R /Border [0 0 0] /H /I /Rect [ 250.6637 391.7851 369.3197 403.6651 ] >> endobj 26 0 obj << /Type /Action /S /URI /URI (https://www.caranddriver.com/news/a34240145/2019-2020-traffic-deaths-coronavirus/) >> endobj 27 0 obj << /Type /Annot /Subtype /Link /A 28 0 R /Border [0 0 0] /H /I /Rect [ 427.9157 283.4971 554.2277 295.3771 ] >> endobj 28 0 obj << /Type /Action /S /URI /URI (https://www.latimes.com/california/story/2020-03-15/coronavirus-covid-19-traffic-commuting-los-angeles-405-freeway) >> endobj 29 0 obj << /Type /Annot /Subtype /Link /A 30 0 R /Border [0 0 0] /H /I /Rect [ 423.2837 197.9611 516.2597 209.8411 ] >> endobj 30 0 obj << /Type /Action /S /URI /URI (https://www.cnn.com/2020/04/09/politics/airline-passengers-decline/index.html) >> endobj 31 0 obj << /Type /Annot /Subtype /Link /A 32 0 R /Border [0 0 0] /H /I /Rect [ 184.9877 183.7051 448.9277 195.5851 ] >> endobj 32 0 obj << /Type /Action /S /URI /URI (https://www.mckinsey.com/~/media/McKinsey/Industries/Automotive%20and%20Assembly/Our%20/Five%20COVID%2019%20aftershocks%20reshaping%20mobilitys%20future/Five-COVID-19-aftershocks-reshaping-mobilitys-future-VF2.pdf) >> endobj 33 0 obj << /Type /Annot /Subtype /Link /A 34 0 R /Border [0 0 0] /H /I /Rect [ 157.3517 75.4171 314.3237 87.2971 ] >> endobj 34 0 obj << /Type /Action /S /URI /URI (https://www.mckinsey.com/~/media/mckinsey/industries/retail/our%20insights/how%20covid%2019%20is%20changing%20consumer%20behavior%20now%20and%20forever/how-covid-19-is-changing-consumer-behaviornow-and-forever.pdf) >> endobj 35 0 obj << /Type /Annot /Subtype /Link /A 36 0 R /Border [0 0 0] /H /I /Rect [ 426.2957 75.4171 520.6277 87.2971 ] >> endobj 36 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends) >> endobj 37 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Annots [ 39 0 R 41 0 R 43 0 R 45 0 R 47 0 R 49 0 R 51 0 R 53 0 R 55 0 R 57 0 R ] /Contents 38 0 R >> endobj 38 0 obj << /Filter /FlateDecode /Length 2639 >> stream xXM6W⪸Jf-uSqywlq  h^_k46FNj<A@,8f?Nj~ Kvf1oy,ˣ8)6/bc K(f^("aRaC~F4L+;ne+C=㆝h'n7(xsaG.{1;JG/~cd*K,VҊ~߽Lvq6LZFW f?Vފ{Q]{. bdu< &{3f™tFȪrP6wȥ[>PJuӠ{2s˸!8(;7n5 YKtW_ctG>@Y/^PDye++}uAEU Va/%w(ܑ$eTBw񌋯{q1z5B_ SB%"dI@0J87이u+b <"V <patGi-`< :LX鐌ttϒ96 Q 沶3^Zu^7}fa+98ew8s٧DˆYey(SZ3tP2Yal DfZCΐ9$]m/ƙp.L_ax~IqP%ZHjb;g?c4)!QWw{;imxb%Ȣ"Kו{uk 'm(M>I 9VPZZjW)(uY>yZ,^S+'l/R1?V*O2NBȃsX%z~M2"KvJ~J Pő2{XV}PQR( yTf;Bf4_W̿+CT%>yGY`C. "n}oGl֛>pk=#'Ĭ׳XSU Cr(kS3 HdA53+jL#(mAAN6Wah?ᥫ\DKRadȳd,3fW/?d]T,oB2th;Bxxdp¾JgoշvjzpesdY+zYV_nYsO,f#ha\XfM"j$/q$L,(* 6G#tdYA9JѥDCwrĔ| j%mƄLC 7?wx''C#{4Ev-iBǑʗm&5m'jNAJq{dC"2IpNMt6~qiAWχF)BZ"{p_>m9j)@I(~37YG-jFݠG.߿>.&VOP@ ӔZ_@ZmNtԘRWִY ]+w}ʘst[ 7v^<9e4HQ]P;.ww O${pj^`*sG*?GGI9ӊ+1+| YZ$ S˰ד- ϻ1?#s6? E+H}4U$JHQ*8uri^X@"Qs"vXfq<_ ݴ"dJي_Moiz߻ #7AOO?+Lm ~ endstream endobj 39 0 obj << /Type /Annot /Subtype /Link /A 40 0 R /Border [0 0 0] /H /I /Rect [ 288.3077 715.7995 549.5717 727.6795 ] >> endobj 40 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends/) >> endobj 41 0 obj << /Type /Annot /Subtype /Link /A 42 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 701.5435 116.6597 713.4235 ] >> endobj 42 0 obj << /Type /Action /S /URI /URI (https://www.mpower.mitchell.com/virtual-claims-estimating-trends/) >> endobj 43 0 obj << /Type /Annot /Subtype /Link /A 44 0 R /Border [0 0 0] /H /I /Rect [ 474.5477 493.4635 553.5317 505.3435 ] >> endobj 44 0 obj << /Type /Action /S /URI /URI (https://techcrunch.com/2020/03/26/major-automakers-toyota-honda-fca-extend-factory-closures/) >> endobj 45 0 obj << /Type /Annot /Subtype /Link /A 46 0 R /Border [0 0 0] /H /I /Rect [ 125.0117 479.2075 164.3357 491.0875 ] >> endobj 46 0 obj << /Type /Action /S /URI /URI (https://www.lexology.com/library/detail.aspx?g=5538ff09-3384-4dcc-b42e-0c27188d9784) >> endobj 47 0 obj << /Type /Annot /Subtype /Link /A 48 0 R /Border [0 0 0] /H /I /Rect [ 468.9797 464.9515 569.6237 476.8315 ] >> endobj 48 0 obj << /Type /Action /S /URI /URI (https://www.repairerdrivennews.com/2020/03/02/lkq-we-bought-most-chinese-auto-parts-for-1q-before-coronavirus-outbreak/) >> endobj 49 0 obj << /Type /Annot /Subtype /Link /A 50 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 450.6955 69.0077 462.5755 ] >> endobj 50 0 obj << /Type /Action /S /URI /URI (https://www.repairerdrivennews.com/2020/03/02/lkq-we-bought-most-chinese-auto-parts-for-1q-before-coronavirus-outbreak/) >> endobj 51 0 obj << /Type /Annot /Subtype /Link /A 52 0 R /Border [0 0 0] /H /I /Rect [ 170.3357 356.6635 415.3397 368.5435 ] >> endobj 52 0 obj << /Type /Action /S /URI /URI (https://www2.deloitte.com/us/en/pages/manufacturing/articles/automotive-trends-millennials-consumer-study.html) >> endobj 53 0 obj << /Type /Annot /Subtype /Link /A 54 0 R /Border [0 0 0] /H /I /Rect [ 101.6717 299.6395 230.6357 311.5195 ] >> endobj 54 0 obj << /Type /Action /S /URI /URI (https://www2.deloitte.com/us/en/pages/manufacturing/articles/automotive-trends-millennials-consumer-study.html) >> endobj 55 0 obj << /Type /Annot /Subtype /Link /A 56 0 R /Border [0 0 0] /H /I /Rect [ 360.9557 299.6395 471.9557 311.5195 ] >> endobj 56 0 obj << /Type /Action /S /URI /URI (https://fas.org/sgp/crs/misc/R46554.pdf) >> endobj 57 0 obj << /Type /Annot /Subtype /Link /A 58 0 R /Border [0 0 0] /H /I /Rect [ 34.0157 285.3835 215.9597 297.2635 ] >> endobj 58 0 obj << /Type /Action /S /URI /URI (https://www.npr.org/sections/health-shots/2020/09/10/910724801/overview-of-poll-data-on-pandemics-damage) >> endobj 59 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 60 0 R >> endobj 60 0 obj << /Filter /FlateDecode /Length 112 >> stream x2300P@&ҹP-d;PL\@K!ZA!Hr Q06304S0Ҧ !) n Fz !i %99 5 y@:9,5R3V!K5+' endstream endobj xref 0 61 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000389 00000 n 0000000426 00000 n 0000000603 00000 n 0000000795 00000 n 0000002866 00000 n 0000002975 00000 n 0000003083 00000 n 0000007613 00000 n 0000015447 00000 n 0000015573 00000 n 0000015646 00000 n 0000015756 00000 n 0000015813 00000 n 0000015870 00000 n 0000015997 00000 n 0000016081 00000 n 0000016208 00000 n 0000016271 00000 n 0000016398 00000 n 0000016463 00000 n 0000016591 00000 n 0000016743 00000 n 0000016871 00000 n 0000017004 00000 n 0000017132 00000 n 0000017298 00000 n 0000017426 00000 n 0000017555 00000 n 0000017683 00000 n 0000017956 00000 n 0000018082 00000 n 0000018347 00000 n 0000018473 00000 n 0000018589 00000 n 0000018776 00000 n 0000021489 00000 n 0000021617 00000 n 0000021734 00000 n 0000021861 00000 n 0000021978 00000 n 0000022106 00000 n 0000022250 00000 n 0000022378 00000 n 0000022513 00000 n 0000022641 00000 n 0000022812 00000 n 0000022938 00000 n 0000023109 00000 n 0000023237 00000 n 0000023399 00000 n 0000023527 00000 n 0000023689 00000 n 0000023817 00000 n 0000023908 00000 n 0000024035 00000 n 0000024191 00000 n 0000024296 00000 n trailer << /Size 61 /Root 1 0 R /Info 5 0 R /ID[<3db86e2e19973b9c7b596524e1667b25><3db86e2e19973b9c7b596524e1667b25>] >> startxref 24481 %%EOF